How to buy property in Baja California as a foreigner
How the bank trust (fideicomiso) works in Tijuana and Rosarito, what it costs and what rights it gives you as a foreign buyer.
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“We develop communities that enrich the experience of living in Baja California, creating projects in harmony with their context and guided by a clear vision of the future.”
Leonardo Fernández V.CEO & Founder
The market
Why invest in Baja?
The region is going through a moment of sustained demand and increasingly scarce well-located supply.
01
Sustained demand
Baja’s coastal and urban areas keep drawing demand that shows no sign of slowing, driven by the region’s growth.
02
Strategic location
Bordering Southern California at the busiest land crossing in the world. Live in Mexico, minutes from the United States.
03
Unique nature
Two seas, desert, mountains, and wine country in a single state. A natural richness that makes Baja unlike anywhere else in Mexico.
Article
Property appreciation in Baja California outpaces the national average
Seven years of the SHF index, set against the national average, and what they mean for a long-term investment.
See the chart ArticleHow much does it cost to buy a home in Tijuana vs. San Diego?
What an equivalent property costs today on each side of the border, and where the gap comes from.
See the chartFrequently asked questions
Can I buy if I am a foreign national?
Yes, through a bank trust (fideicomiso): the bank acts as trustee and you are the beneficiary, with every right to use, sell, rent and bequeath the property. It is a legal, routine process, and we guide you through all of it.
What does buying pre-construction mean, and what are the advantages?
It means buying your property before it is finished, at a lower price than it will have on delivery. The further along construction is, the higher the price — which is why buying pre-construction gives you the best value.
What is the closing process like?
Once you complete your payment plan, the deed is signed before a notary, formalizing the property in your name (or in the trust, if you are a foreign national). We accompany you at every step through to the final signature.
Do I need a mortgage?
Not necessarily. You can use a traditional bank loan or finance directly with the developer, paying in monthly installments. Terms vary by project.
Can I pay in dollars, or only pesos?
We handle prices and payments in both pesos and dollars; the details are set according to the project and the transaction.
News
The latest from Baja Developers
Company news, market guides and press coverage.
Property appreciation in Baja California outpaces the national average
Seven years of the SHF index, set against the national average, and what they mean for a long-term investment.
Read more
How much does it cost to buy a home in Tijuana vs. San Diego?
What an equivalent property costs today on each side of the border, and where the gap comes from.
Read more
How much do you need to earn to buy an apartment in Tijuana?
How the income a mortgage asks for is calculated, and the part the down payment and the term play in that figure.
Read more
How much are closing costs on a home in Tijuana?
What you pay on top of the price when you sign before a notary in Tijuana: transfer tax, notary, Public Registry and appraisal, with 2026 figures.
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Why it pays to buy a pre-construction condo
What you gain by buying before the building exists: a lower price, your pick of units and time to pay.
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